Farah, Eric, and Caleb need help building spreadsheets to budget their monthly expenses. Once the spreadsheets are complete, they also need help cutting expenses, assigning leftover dollars for a zero-based budget, and following the 50/30/20 rules of budgeting. This three-tiered application problem set can be used to differentiate or scaffold the learning. Level 1 -- Do minor spreadsheet formatting and write basic equationsLevel 2 -- Categorize & organize expenses, update formatting, and wri