Distance Learning Resource (if needed) A cash flow tracker is used as a place to write down all income and expenses that an individual or business experiences over a given time period, in this case 1 month. Students (or adults) will be asked to track all income (salary, gifts, dividends, allowance) and all outgoings (spending investing, and saving to other accounts) for one month. This information is then used to help individuals, families, and businesses identify where they are currently spendi