Financial Literacy Full Curriculum | Personal Finance | Life Skills

Teach your students all the skills necessary to be financially literate. This course aligns with the Ohio Standards for Financial Literacy, however also aligns with state standards across the country. Use this curriculum to prepare your students for life after graduation!

GET LESSON ONE FREE

What's Included?

Unit One - Budgeting and Saving

1. Budgeting and Planning ( Click HERE to get lesson one FREE)
2. Short Term Saving
3. Medium Term Savings
4. Stocks, Bonds, and Mutual Funds
5. Stock Market Game
6. Choosing Mutual Funds and ETFs

Unit Two - Retirement and Other Tax Advantaged Accounts

1. Long Term Saving (Retirement)
2. Saving For Retirement (401k, Roth IRA, 403B, Traditional IRA)
3. Saving For Retirement when you are young
4. Saving for Retirement as a pre retiree
5. Education Savings & Other Tax Advantaged Accounts

Unit Three - Credit and Loans

1. Credit Scores and Report
2. Credit Cards
3. Buying a Car
4. Buying a Home and Mortgages 
5. Buying a Home and Mortgages
6. Home Values, Refinancing and Interest Rates
7. Good Debt v Bad Debt
8. Student Loans
9. Intro to student loans 
10. Is Higher Education Worth the Cost?
11. Student Loan Repayment
12. Payday Lenders, HELOCs and other types of loans

Unit Four - Insurance

1. Car Insurance, Home Insurance and Renters Insurance
2. Health Insurance
3. Health Insurance
4. FSAs and HSAs
5. Life Insurance
6. Saving on Insurance

Unit Five - Taxes

1. Tax Forms and Basics
2. How to File Your Taxes
3. Sales Tax, Estate Tax, Capital Gains Tax

Unit Six - Informed Consumer

1. Introduction to being an Informed Consumer (Wants v. Needs)
2. Being an Informed Consumer at Top Retailers
3. Being an Informed Consumer at the Grocery Store
4. Can you be an Extreme Couponer?!
5. Are sales worth it?
6. How to get the Best Price
7. Shopping for Appliances
8. Consumer Protection